Welcome to Groce & DeArmon, P.C.
To know which type of bankruptcy protection you may need, it’s key to have a basic understanding of the different types of bankruptcy protection available. We at Groce & DeArmon, P.C., as bankruptcy lawyers, give you the information to understand repossession, bankruptcy and foreclosure. The information contained on this website is meant to give a general understanding of the protections available through Groce & DeArmon, P.C. Remember, this is only an overview of the law, and it is not intended as a substitute for the advice and counsel of an experienced bankruptcy attorney. An attorney could better help you understand foreclosure, bankruptcy and repossession.
Groce & DeArmon, P.C., Provides Bankruptcy Legal Aid
Chapter 7 Bankruptcy is known as the bankruptcy to “wipe the slate clean.” It is available to those who qualify and who need a fresh start with little or no debt. The bankruptcy court appoints a trustee (an attorney) to oversee the debtor’s case.
Chapter 13 Bankruptcy is often referred to as the wage earner’s plan. Chapter 13 allows the debtor to keep all of his assets and spread the payments over a period of time. This law is to allow the debtor to make a fresh start, and not be punished for inability to pay debts.
Groce & DeArmon, P.C., accepts client payments by either cash, check, cashiers check or money order. We can also take a payment in person or over the phone with a Visa, Mastercard or Discover debit card if the client is paying the fees or a credit card if someone other than the person who is filing is paying the fees.