Ask Your Bankruptcy Lawyer These 5 Important Questions
If you’re considering filing for bankruptcy, it’s important that you choose an experienced and aggressive bankruptcy lawyer. Before making a decision to hire one, make sure to ask the following questions.
What are the benefits and negative effects of filing for bankruptcy?
Your bankruptcy lawyer should provide you with a balanced view of bankruptcy. Meaning, he or she should fill you in on all the pros and cons so you can make an educated decision. If your attorney tells you there are no negative consequences associated with filing bankruptcy, run the other way! There will always be pros and cons to bankruptcy but that doesn’t mean it’s not the best option for you.
Can I see an estimated payment plan if I choose to file Chapter 13 bankruptcy?
If a bankruptcy lawyer recommends that you file Chapter 13 bankruptcy, always ask to see an estimated repayment plan. This should always be offered anyway, but if for some reason it’s not, make sure to ask for it. Your bankruptcy lawyer should be able to do this during your initial consultation, and if he or she cannot, this is a sign of inexperience or laziness.
What are your attorney fees and how are you paid?
This may seem awkward to ask but it’s important that you ask it. You need to know how your bankruptcy lawyer expects to be paid and in what timeframe this needs to happen. Having this information will set all expectations from the beginning, so you know exactly what your attorney expects you to pay and when it is due.
Who will come with me to court?
Going to court to file bankruptcy can be extremely nerve wracking, especially if you’ve never been to court before. An experienced bankruptcy lawyer should accompany you to court and provide strong representation for your case.
How should I contact you?
It’s very important that you are able to easily contact your bankruptcy lawyer during the duration of your case. Make sure you collect contact information, including your bankruptcy attorney’s phone number, email address, and office hours. If your lawyer has a paralegal helping him or her with the case, it would be wise to get their contact information as well.
Meet with a Bankruptcy Lawyer Today
If you’re ready to talk to a bankruptcy lawyer, call the law firm of Groce & DeArmon today to schedule your free consultation. We have provided experienced legal aid to countless individuals for their bankruptcy cases, and we’re happy to help you with yours. Give us a call to see what we can do for you!